"Nancy is awesome! She listens to your needs and makes suggestions according to your needs and income. She is on the ball and always available! I have recommended Nancy to many of my friends and family. I have complete trust and confidence in Nancy!" Lynne Getz
Due to the Affordable Care Act (ACA), there are strict periods in which people are able to enroll in health insurance. During open enrollment, which is usually between November 1st and December 15th, anyone can sign up for health insurance. The exact open enrollment dates for 2018 have not been established yet. In the past, open enrollment extended through January 31st.
After open enrollment ends, you would need a qualifying event to enroll in health insurance. This period is referred to as a Special Enrollment Period. Qualifying events include loss of employer based coverage, a move to a new geographic area, birth or adoption of a child, etc. If you did not have coverage or you lost it due to non payment of premium, this does not constitute a qualifying event. In these circumstances, you would be able to purchase a short term policy. However, the short term plans work differently from an ACA plan. They are not as comprehensive and may have pre existing limitations. If you are interested in getting a quote on short term plans, please click the link below.
With most short term plans, you would still have to pay the penalty for not having an ACA plan; however, with the Aliera plans, you would be exempt from the penalty. Please call me if you have any questions or are interested in obtaining more information.