"Nancy is awesome! She listens to your needs and makes suggestions according to your needs and income. She is on the ball and always available! I have recommended Nancy to many of my friends and family. I have complete trust and confidence in Nancy!" Lynne Getz
MEDICARE CAN BE VERY CONFUSING- Let us help you navigate the Medicare maze.
What is Medicare?
When am I eligible?
What are the different parts of Medicare?
How do I apply?
What are my options and what do I need to consider while picking the right plan for me?
What is IRMAA(Income Related Monthly Adjustment Amount)?
Who gets late enrollment penalties and why?
Above are just a sampling of the many questions I hear frequently. It is my goal to educate you on the many aspects of Medicare. I provide educational workshops approximately 3 to 4 times per year, newsletters on a quarterly basis (Please refer to both current Newsletter page as well as archive newsletters), and individual consultations and correspondence on a regular basis.
Please feel free to call my office to schedule a meeting or to attend a workshop to learn more about Medicare.
MEDICARE ANNUAL ENROLLMENT PERIOD- This runs every year from October 15th through December 7th. This is a time when individuals currently enrolled in Medicare review their current coverage, network of doctors, hospitals, etc. and prescription drug coverage. They can then choose to keep their current plan with the new plan design, change to a different plan design within the same insurance carrier, or switch to a different insurance company. The new plan design would go into effect on January 1st of each year.
In September, the insurance carriers mail out an ANOC (Annual Notice of Change) which explains how your Medicare Advantage or Prescription Drug plan will be changing during the following year. If you do not like the changes, or want to switch to a different MAPD or Rx (Part D plan), you would need to make the changes during this period.
It is very important to review these changes and to confirm that your physicians and/or medications are still covered in your plan. Every year I try to touch base with all of my Medicare clients during this Annual Enrollment period.